When employees are like family, their families need care too.

Employee retention and motivation are probably the key challenges that employers face in a competitive work environment. It is important to get the employees to focus on their job and remain committed to long term. Employees work with a lot of dedication when they believe their organization truly cares about their well-being. Group Term Takaful solutions address employees' needs of Takaful life insurance coverage providing peace of mind while ensuring their families in case they are no longer there to support them.

Individual Medical Enrollment Form
Medical Reimbursement Claim Form
Key Features
  • A low-cost, easy to administer policy that can be renewed annually. A single master policy for all employees of the group.
  • Flexibility that shall provide the optimal plan suiting the coverage needs. Takaful cover can be uniform, or grade linked to designations, length of service or salaries.
  • Adds value to Takaful plan by adding additional benefits.
  • Easy administration: new members can join, and outgoing members can leave the scheme at any time with premium adjustment.
  • Lower group rates as compared to individual Takaful insurance.
  • Most employees are covered without any evidence of health.

Takafuluae.com Term Takaful Scheme gives employers the facility to tailor the package to their specific needs by choosing from a comprehensive range of additional/supplemental Takaful benefits available. All covers are available on a 24-hour worldwide basis and covers both on-duty and off-duty risks.

  • Accidental Death Benefit [ADB] - Double Indemnity.
  • Permanent Total Disability Benefit [PTD] due to Accident or Sickness
  • Permanent Partial Disability Benefit [PPD] due to Accident or Sickness
  • Temporary total Disability Benefit [TTD] due to Accident or Sickness
  • Medical Expenses Reimbursement Benefit [MER].
  • Critical illness Benefit [CIB].
  • Passive War Risk Benefit [PWR].
  • Repatriation Benefit.

Data Requirements:

  • The basic data required from the employer are the list of employees, including the names, dates of birth, employee code or any other unique ID numbers.
  • In case of uniform coverage, no further details are required.
  • In case of graded coverage linked to salaries, designation, length of service or any other variable, details of the same shall be required for each employee. This information is required to calculate the Takaful benefit (sum assured) and will also be required at each renewal date.
  • Timely adjustments of fluctuations (additions or deletions) can be made if the turnover of employees is communicated along with names, dates of birth and date of leaving or joining.

At Takafuluae.com, we strive to provide excellent services and Endeavour to serve our customers beyond their expectations. We have set up stringent service standards so that we may satisfy our customers consistently.

Key Features

  • Preparation of quotations within 1 business day of quotation request from the customer
  • Service response to most business queries within 1 business day.
  • Operational procedures to ensure optimal quality services.
  • Well-trained staff with strong Takaful/insurance background.

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